Agribusiness

Exclusive Agri-Business Programs

Sierra Specialty has authority to underwrite, bind and issue Competitive & Comprehensive programs.

Agri-Business Services Highlights

• General Liability (Occurrence)                    $1,000,000/$2,000,000
• Excess Liability  (Occurrence)                     $5,000,000
• Professional Liability  (Claims Made)         $1,000,000
• Inland Marine
• Herbicide & Pesticide Coverage
• Care, Custody, or Control
• Overspray / Drift Coverage
• Pollution Cleanup for site and transit

Specifically designed for many of the services by and for the farm & agriculture industry:

• Arborist Tree Trimming & Pruning Services
• Ag Crop Spraying
• Ag Advisors (Incl. Chemical Applicator Advisor)
• Farm Managers
• Farm Labor Contractors
• Farm Machinery Operators & Harvesters
• Hay Baling Services
• Landscape & Gardeners
• Pest & Weed Sprayers & Advisors
• Tree Trimming & Pruning Services

Recent Announcements:

 Products Available

• Animal Mortality
• Emergency Colic Surgery
• Major Medical
• Prospective Foal/Barrenness
• Special Accident
• Stallion Accident, Sickness, Disease, Infertility
• Stallion Availability
• Stallion First Season Infertility
• Theft Specified Perils

Target Market

Desired markets, but not limited to:

• Farm & Ranch Owners
• Racing and/or Breeding Partnerships
• Stallion Share Holders
• Sporting Horse Owners
• Western

Limits

• Up to $5 million on any one animal (capacity to be determined on a case by case basis)

Program Parameters

• Primary coverage available
• Minimum Premium: $200/policy

Recent Flyers:

Specialty Farm Program

Specializing in hard to place farm, ranch and ag risks

Target Classes

• Agri-Touroism
• Boutique Wineries
• Chickens & Ducks – small, hobby farm size only
• Commercial Operations
• Commercial Stockyards
• Custom Farming Operations
• Dairy Farms
• Farm Managers
• Feed Manufacturers
• Feed Stores
• Fertilizer Dealers
• Fishing or Hunting
• Fruit & Nut Growers
• Fruit & Vegetable Growers Including:
  • Herbs & Grain
  • Leafy Greens
  • Row Crops
• Horses Including:
  • Boarding Ops
  • Breeders
  • Equine Mortality Available
  • Ranches
  • Riding Instruction
  • Training
• Livestock (Cattle, Swine, Goats, Etc.)
• Nursery Operations
• Orchards & Vineyards
• Organic Farms
• Roadside Stands
• Seed Dealers/ Distributors
• Sod Farms
• Unique Farm & Ag Risks

In-House Underwriting Authority

• $500 Minimum Premium

Recent Flyers:

Livestock Mortality

Coverage

Provides the insured with the option to purchase coverage for all risks of full mortality or more limited specified perils coverage. Coverage is extended for theft and unlawful removal of animals.

Available Endorsements

• ASD Infertility (Cattle Only)
• Agreed Value
• Automatic Additions
• Frustration of Import/Export
• Guaranteed Renewal
• Prospective Offspring Coverage (Cattle Only)
• Special Accident Coverage

*Some endorsements have additional underwriting qualifications that must be met for availability*

Program Parameters

• Primary Coverage Available
• Minimum Premium: $200/policy

Target Markets

• Alpacas, Llamas & Other Camelids
• Bison & Elk
• Club Calf Breeders
• Deer (Specified Perils Only)
• Dogs
• Exotics
• Livestock Genetics Companies
• Pigs & Sheep
• Purebred & Seedstock Cattle
• Rodeo Cattle

Deductible, Valuation & Limits

• Aggregate Deductible Available
• Fair Market Value
• Standard Coverage with No Deductible
• Up to $1 Million/Animal & $10 Million/Occurence (Available Limits Lower For Some Species)

Recent Flyers:

We Serve All Types of Commercial AgriBusinesses

Including, but not limited to:

• Cheese Manufacturing
• Citrus Caretakers
• Cold Storage (Fruit & Vegetable)
• Cotton Gins
• Dairy Operations
• Edible Bean Processing and Storage
• Farm Products
• Farm Supply Cooperatives
• Farm Supply Stores Feed
• Feed Manufacturing
• Feed Yards
• Fertilizer Dealers and Blenders including Application
• Flour Milling
• Food Processing
• Fruit/Vegetable Packing
• Grain Elevators and Grain Handling Facilities
• Grain Milling
• Hay and Grain Dealers
• Livestock Auctions= Barns
• Mushroom Growing and Processing
• Nut Processing
• Peanut Storage and Processing
• Potato  chip Manufacturing
• Potato and Vegetable Operations
• Produce Packing
• Rice Milling
• Seed Dealers
• Seed Merchants
• Storage and Distributors
• Textured Vegetable Proteins Manufacturer
• Turf  Farms
• Turkey Processor

Our Coverages

Property

• Computers
• For Buildings
• Mobile Equipment
• Personal Property
• Stock & Business Income

*Our Property Form Also Includes Many Optional Coverages*

• Accounts Receivable
• Newly Acquired Buildings
• Newly Acquired Computers
• Newly Acquired Mobile Equipment
• Ordinance or Law-Increased Costs
• Pollutant Cleanup
• Property In Transit

General Liability

*For Premises/Operations & Products Liability

Commercial Auto

Commercial Umbrella

Employment Practices Liability (EPL)*

*Coverage May Not Be Available in All States

Recent Flyers: